The Specialty Rx Cost Squeeze on Small Employers
The Cost Concentration Crisis: Few Scripts, Most of the Spend Brokers know the story: a handful of prescriptions can dominate a group’s costs, and in small groups, one member can swing the entire renewal. Today, specialty drugs represent a disproportionate share of pharmacy spending despite a minority of total scripts. This post lays out […]
ClearPay: A Simpler, Smarter Alternative to Deductibles for Small Employers
Meet ClearPay: A New Era in Small Group Plan Design If you’ve ever watched a small group client struggle with rising deductibles, confusing plan math, or sticker shock at the point of care, you’re not alone. That’s why Optimyl Benefits built ClearPay: a dynamic copay health plan that eliminates deductibles entirely and replaces them […]